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Disclaimer: All loans are subject to credit and underwriting approval. Spark Credit is a lead referral company, not a lender. Spark Credit only works with financial service providers that adhere to Canadian laws and regulations. Loans range from $500-$50,000 with terms from 4 months to 60 Months or longer. APRs range from 9.99% to 35.00% and will depend on our partner's assessment of your credit profile. An example of borrowing costs paid on a $5,000 loan with a 48 month term at 9.99% APR is a weekly payment of $29.17, with the total repayment amount of principal and interest being $6,066.48 and the total cost of the loan (interest only) being $1,066.48. In the event of a missed payment an insufficient funds fee of around 45$ may be charged (dependent on the lender). In the case of a default on your loan your payment plan will be terminated and different collection methods will be employed to collect your remaining balance. Outstanding debts will be pursued to the full extent of the law. Our lenders employ fair collection practices.
All consultations and conversations with Spark Credit and its partners are confidential and risk-free. Speak with a trusted specialist today and see how we can help you achieve your financial goals faster. Spark Credit and its partners will never ask you for an upfront fee, deposit or insurance payments on a loan. Spark Credit is not a mortgage broker and does not arrange or underwrite mortgage loans.
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